Risk Appetite

Countries Risks

Low	Medium	High	Prohibited
Andorra	Antigua and Barbuda	Algeria	Democratic People’s Republic of Korea (North Korea)
Australia	Argentina	Angola	Iran
Austria	Bahamas	Bulgaria	Myanmar
Belgium	Bahrain	Burkina Faso	Russia
Canada	Bermuda	Cameroon
Chile	Brazil	Côte d’Ivoire
Croatia	British Virgin Islands	Croatia
Cyprus	Cayman Islands	Democratic Republic of the Congo
Czech Republic	China	Haiti
Denmark (excluding the Faroe Isles and Greenland)	Cook Islands	Kenya
Estonia	Gibraltar	Laos
Finland	Guernsey	Lebanon
France (including French Guiana, Guadeloupe, Martinique, Mayotte, La Reunion and Saint-Martin)- *1	India	Mali
Germany	Indonesia	Monaco
Greece	Isle of Man	Mozambique
Hong Kong	Israel	Namibia
Hungary	Jersey	Nepal
Iceland – (EEA)	Korea	Nigeria
Ireland	Kuwait	South Africa
Italy	Malaysia	South Sudan
Japan	Malta	Syria
Latvia	Mauritius	Tanzania
Liechtenstein – (EEA)	Mexico	Venezuela
Lithuania	Oman	Vietnam
Luxembourg	Panama	Yemen
Malaysia	Philippines
Malta	Qatar
Netherlands	San Marino
New Zealand	Saudi Arabia
Norway – (EEA)	Seychelles
Poland	St. Kitts & Nevis
Portugal (including the Azores and Madeira)	Taiwan
Romania	Turkey
Singapore	United Arab Emirates
Slovakia	Uruguay
Slovenia
Spain (including the Balearic Islands and the Canary Islands)
Sweden
Switzerland
The Netherlands (excluding Aruba, Curaçao, Sint Maarten, Bonaire, Sint Eustatius and Saba)
Turkey
United Kingdom
United States of America

By accessing or using our services, you agree to comply with the terms outlined here and ensure that your actions adhere to all applicable laws and regulations. Corporations engaging in any of the following activities are strictly prohibited.

Prohibited Activities

You are prohibited from using our services for any unlawful, harmful, or fraudulent activities, including but not limited to:

Illegal Products and Services: Transactions involving illegal drugs, controlled substances, or any products/services prohibited by law.
Gambling and Betting: Engaging in gambling services or transactions involving lotteries, betting, or other games of chance unless explicitly authorized by local laws.
Fraud and Scams: Engaging in fraudulent, deceptive, or misleading activities, including money laundering, pyramid schemes, or phishing.
Adult Content and Services: Providing adult entertainment services, or distributing pornographic or obscene materials.
Weapons and Explosives: Transactions involving firearms, ammunition, weapons, explosives, or other dangerous materials.
Counterfeit or Unauthorized Goods: Dealing in counterfeit products, unauthorized copies of items such as software, and intellectual property infringements.
Unlawful Financial Services: Providing unauthorized or illegal financial services, including money transmission, payment processing for unlicensed entities, or investment schemes that do not comply with local laws.
Data Abuse: Any action involving the abuse, exploitation, or unlawful distribution of data, including personal, financial, or other confidential information.
Hate, Violence, and Discrimination: Promoting, encouraging, or facilitating hate speech, violence, discrimination, or terrorism.
Malware and Harmful Code: Distributing viruses, malware, or any other technology designed to harm, disrupt, or exploit users’ data or systems.
Other Prohibited Uses: Any activity that we reasonably believe may damage our reputation, violate applicable laws, or expose us to legal liability.

Compliance with Laws

Users must comply with all applicable laws and regulations in the jurisdictions where they operate or conduct transactions. This includes financial regulations, anti-money laundering (AML) and counter-terrorism financing (CTF) laws, and any industry-specific guidelines.

Enforcement and Consequences

We reserve the right to investigate any activity that we believe violates these terms. In cases of suspected violations, we may take actions, including:

Suspending or terminating your account
Blocking transactions
Reporting the activity to relevant authorities